Article provided by: Shift Style Rehab and Recovery Center
Finding Insurance for Shift Style Rehab and Recovery
Many people are considering going to rehab but don't have the insurance to cover their treatment. There are many great ways to find coverage for Shift Style Rehab and Recovery. Start with the current insurance policy.
This may require a call to the insurance company themselves to find out what they do and don't cover. In most cases, if they include any mental health issues, they will also cover at Shift Style Rehab and Recovery.
If the person is working, they can ask their human resources department if their work insurance covers this. When calling human resources, it's okay to remain anonymous and ask general questions. If the company is smaller and doesn't want to tip the company off that they have such an issue, they can often call the insurance company directly and inquire of them what their policy will and won't cover.
Does insurance cover rehab?
Another method is private insurance. Some private insurance companies will give a bit of coverage that may be affordable. Patients will likely have to pay a copay and attend as an outpatient, or in some cases, they may be able to go as an inpatient.
State insurance is another option. Most state insurance will cover rehab in one way, shape, or form. Drug and alcohol abuse is rampant in many regions, and state insurance covers treatment in many incidences.
Patients will be required to be inpatient or outpatient and must adhere to specific guidelines to ensure that the requirements are being followed. Patients who have no insurance can often apply for this type of insurance.
Does health insurance cover alcohol abuse treatment or rehab?
Not all rehabs will take state insurance, so it's always wise to check with them before seeking coverage to see what forms of insurance they will or won't accept. In some cases, patients can decide to make payments for insurance and treatment and focus on healing.
Today, insurance companies have found that addiction is a valid medical issue. Thanks to this knowledge, they've determined that covering addiction treatment is vital to the integrity of their company. Addiction can have several consequences on a person. It can affect their behavior, psychological well-being, and physical well-being.
Does medical cover rehab?
For this reason, many healthcare providers look at substance abuse as a medical issue. They take precautionary measures to ensure that their patients are well cared for and receive the care they need. Due to the long-term effects, both physical and psychological, of drugs and alcohol, such companies are finding that treating the underlying cause will go far to ensure that their patients are not risking other illnesses or medical issues due to their medical conditions.
Many patients view drug and alcohol addiction as a negative aspect. They prefer to keep it quiet, not affect their job, relationship, and privacy. For this reason, many patients prefer an outpatient treatment protocol instead of inpatient treatment.
Many employers will cover you at Shift Style Rehab and Recovery for treatment to retain their employees. Such employees may be able to use sick days, vacation days, and other programs to prevent an adverse effect on their paycheck while seeking care at Shift Style Rehab and Recovery. These employers will have a variety of means to assist their employees in finding drug and alcohol treatment.
Does insurance cover Shift Style Rehab and Recovery?
Patients can start by inquiring about human resources and finding out more details regarding such benefits to them through their company. It's a great way to retain a job and get the help they need to maintain a position and function in society.
Many people have group insurance, which will cover them for Shift Style Rehab and Recovery. These insurances will vary accordingly from one company to the other. It's all dependent on the specific coverage that the person has.
Thanks to the Mental Health Parity and Addiction Equity Act in 2008, health insurance companies must offer drug and alcohol addiction treatment for group plans. They must provide the standard mental health treatments that other health insurance companies offer.
Such plans typically include detox, inpatient treatment, and outpatient treatment, and follow-up or aftercare programs that will benefit the patient during treatment and beyond. The goal is to treat the condition before it worsens and causes a myriad of other health issues.